There is a psychological level at which investors are going to start looking at the fixed-interest market much more aggressively, ... Psychologically, you need interest rates to be about 8 per cent.

Arthur Lim

The downward trend in unemployment rates for metro areas throughout our state continues to indicate an improving labor market.

Brenda Russell

The small increase in mortgage rates in November may have prompted many prospective homebuyers to jump into market in order to take advantage of pre-approved mortgage rates.

Gregory Klump

Symantec has been able to keep raising rates on the consumer side, ... People feel that they have to have it.

Robert Mattson

The U.S. labor market continues to tighten and the implication is the Fed will need to raise rates. Anything above 250,000 jobs today and the dollar will continue to push higher.

Gavin Friend

Are the result of many factors, including low mortgage interest rates and the apparent impact of speculative investing.

Patrick Lawler

Even the last quarter of 2005 was a little bit better than we anticipated, and that was due in part to interest rates remaining in the affordable range.

Ron Croushore

The current manufacturing recession that began in the latter half of 2000 is chiefly due to the combined effects of excessively high interest rates, high energy prices, the over-valued dollar and increased regulatory and legal costs.

Jerry Jasinowski

[Even with the changes in the market, many economists remain optimistic that the housing market is not a bubble waiting to burst.] We may see a flattening of the increase, but not much of a drop, ... The fundamentals remain strong: Employment is robust, and interest rates remain low.

Bob Walters

Why should rate deregulation be an exercise in self-defense for pay phone consumers and a futile one at that? ... Government oversight must be maintained to ensure that pay phone owners and carriers do not abuse customers through high rates and by failing to disclose price information required by law.

Janee Briesemeister

We'll give special rates, and we're thinking about starting a gift certificate program and accommodating parties.

Ron Lanphier

High literacy rates in the state could be a major reason for this change.

Poonam Chauhan

This type of legislation, which leaves consumers with no choices of coverage and higher rates, would have sent Colorado back down the slippery slope of no-fault auto insurance.

Kelly Campbell

We've seen purchases of bonds receding. Investors cannot be bullish on Treasuries until the Fed stops raising rates.

Yoshitaka Majima

The world is coming to a view that the Fed is going to provide more liquidity and interest rates will probably (peak) around 4 percent.

Adam Myers

Growth in 2006 is probably going to be stronger. This means that the Fed is going to have to keep raising rates.

William Prophet

Not only do lower rates make it easier to finance these purchases, but they allow dealers to get more inventory onto their lots.

Scott Stember

People with adjustable rates are getting a little nervous.

Linda Miller

Fresh worries about rising inflation in the US and the extent to which the US Federal Reserve will raise interest rates are weighing down the market heavily.

Francis Lun

Aside from the murders, DC has one of the lowest crime rates in the country.

Marion Barry

The dollar is stronger because of higher rates. Look at the bond market: it's been selling off with higher inflation fears and decent growth prospects. Also U.S. data were not so bad.

Joe Francomano

Historically rates are at very low levels, and have significantly diverged from their normal level.

Nicholas Garganas

Interest rates probably aren't high enough. The Bank of Canada will keep raising until it sees some moderation in the housing market and employment.

Fred Pynn

Before they were importers, but now with tuition fees, and given the exchange rates, the cost of studying here is not much more than staying at home.

Chris Madden

Judging from recent remarks, Fed officials seem to see the impact from Katrina as one-off and not detrimental to its policy of measured increases in interest rates.

Kaoru Kondo

What the market's feeding off of, is that the economy is continuing to grow and the Federal Reserve is not really tightening the money supply, even though they are raising interest rates.

Jim Welsh

Rising fuel prices will keep a lid on consumer spending for some time, slowing economic growth. The central bank will keep interest rates on hold.

Shane Oliver

We will see the Fed raise rates tomorrow but beyond that, it will depend on the economic data, which is pretty mixed right now. We are not buying Treasuries.

Shun Totani

The expectations are firm after the U.S. held rates steady.

Andre Dreicon

If there wasn't so much coming from there, the rates would be a lot more volatile.

Mike Perry

This only adds to the feeling that central banks are willing to cut rates aggressively, and ahead of schedule. This is symbolic because it shows that things are moving ahead, although no one predicted they would move so far so fast.

Claudio Piron

If rates continue to rise -- and that is a realistic prospect if we keep getting good economic news -- the market could come under pressure.

Joel Naroff

He implicitly admitted that they have a bias for a tighter policy. They believe that rates are very low and need to be higher.

Thomas Mayer

High rates of descent may be required due to terrain.

Charles Feldman

Given that rising US interest rates underpinned the greenback's stellar performance in 2005, dollar bulls' disappointment in the wake of these minutes is inevitable.

Neil Mellor

The days of multiple expansions due to falling (interest) rates are largely behind us so when it comes to portfolio management, the old strategy of just 'buy the index' doesn't work anymore, ... What you're really coming down to is going back to a very old fashioned stock-by-stock approach to putting together a portfolio.

Kevin Caron

If you have to wait six months, it's not like interest rates will be 8%.

Bob Walters

In terms of corporate earnings, last year's should not be a problem. This year, I'm not so sure. Interest rates are a major concern.

Renault Kam

It's tax diversification. If tax rates go up, it would be nice to have a fund that you don't have to pay tax on.

James Lange

I want to build a studio in my backyard. The interest rates are low now, so who knows.

Paul Taylor

The prices are soaring. With the end of final government oversight of cable rates, the prices will continue to soar, because most consumers do not have a choice. There's only one cable company in their community.

Gene Kimmelman

The productivity and labor costs reports abated pressures (over) rising interest rates from the Fed, which is giving a kick to the market. Also, the storm in the East wasn't so bad, so oil pressure isn't bad.

Jim Awad

That (the drop in the core rate) will take some pressure off the Bank of Canada to aggressively raise interest rates.

Sal Guatieri

The fundamentals are still there. We have low inflation, low interest rates and a worldwide demand for American products I don't think you have a problem as far as the market going up.

Alfred Kugel

Inflation has boxed the Fed in, they are going to have to keep moving rates up.

Michael Darda

Based on the direction of the board, I will examine and adjust the pricing structure of all of our services. Once all those changes are taken in aggregate, the increase in the overall rates charged by the hospital will likely be somewhere between 15 and 16 percent.

Jim Little

Our general feeling is that we will see continued moderate advances in equity prices, with earnings being the driving force, offsetting potential increases in short-term interest rates.

Robert Balentine

It's like the phone companies. They charge you different rates depending on when you make a call.

Mary Ingarra

For the foreseeable future, the level of interest rates seems to us to be appropriate.

Christian Noyer

On a local level we certainly will look at the opportunity to weigh in on this one. It is no surprise that rates are going up but this kind of increase is a shock.

Duane Wallace

There's a sense of uncertainty in the market about the outlook of both the U.S. economy and interest rates.

Hidenori Kato

Investors are still not too confident on the earnings outlook at technology companies. Rising oil prices will increase concern that interest rates will keep on rising, which will hurt demand in the U.S.

Jeon Jeong Woo

Commodities prices are lower, which could be slightly negative for the Canadian dollar. The market is a little bit on edge as they wait to see what Dodge has to say about interest rates.

Reid Farrill

The Fed is not done hiking rates, and that should favor the dollar. Given the housing data we're getting today, that's supporting our view.

Niels From

Normally money market rates just sit there. But because we're in a rare period where the Fed is moving constantly, the rates bear watching. Nobody has to move tomorrow, but you want to monitor the rates and make sure your cash investment is going up. If your cash investment hasn't moved in the last few months, you're in the wrong place.

Peter Crane

People are a bit concerned with higher Treasury yields and the possibility that U.S. interest rates will continue to rise.

Flavio Datz

The ECB is likely to hike rates again in 2006, but, unless sterling plunges or equities soar, the MPC probably will cut again.

Michael Saunders

Once we get beyond two or three percent deflation, we have problems because we can't drive interest rates low enough and we begin to have unanticipated drops in prices.

Brian Wesbury

The Fed is cutting rates and injecting liquidity into the market, ... Financials are doing well because people are expecting a cut in rates.

John Forelli

All tuition rates are approved by the Board of Trustees.

Cathy Andreen

If it looks like high oil prices will be sustained or even rise further, then it does put the pressure on the bank to hike rates again.

Adam Carr

Growth is likely to be lower in '98 than it was in '97. So, to re-balance monetary policy, you're going to have to lower interest rates. The question is by how much? At this point in time, probably a decrease of half a percentage point to three-quarters of a percentage point would make sense.

Matt Alexy

The alternatives to equity investment today, when money market rates are as high as they are, are much different than they were a year ago. It gives people more of a choice when there is some bad news.

Rick Meckler

We continue to see strong order rates and extended lead times in virtually every product category and application served.

Pasquale Pistorio

Many more Arizona businesses are seeing the changing ethnic minority population shifts and the rates of minority population growth.

Harry Garewal

I wouldn't panic just because interest rates go up a quarter point, You should review your finances and see if there are areas I can cut back, areas I don't use.

Steve Rhode

It's no doubt an important factor in causing the high rates of skin cancer we have here.

Richard Mckenzie

Once we do get the end of quantitative easing, it will be some time before we get an end to zero interest rates.

Adarsh Sinha

The yen will weaken some more. There is no need to raise rates.

Dale Thomas

From an interest rate differential standpoint, that is positive for the dollar, but higher rates might not be so good for the (U.S.) stock market so we could see some selling of (dollar-denominated) assets.

Hugh Walsh

Rates of colorectal cancer screening should be as good as or better than mammography rates if the nation really wants to gain the greatest level of benefit from both a prevention and early detection standpoint.

Durado Brooks

We're not going to change our investing style just because interest rates have moved.

John Woolway

We find out whether they leave rates where they are or whether they raise them another 25 basis points. There is that doubt still hanging over the market.

Fred Ketchen

Our rates are lower than in those other states. Perhaps us having outside counsel has helped us.

George Wallace

There wasn't all that much of a surprise there. Clearly the risk is still there for the Federal Reserve to raise interest rates.

Michael Gregory

Let's imagine rates go to 7 percent, I think that would take the air out of the bubble pretty quickly.

Dean Baker

The yen is more likely to fall than rise. The BOJ probably won't raise rates anytime soon, keeping the rate-differential story alive.

Yasunori Kuroda

These are good low rates in February.

Bill Mezger

It is always a concern, especially if it leads to higher interest rates as central banks deal with inflationary pressures. The question is how would that impact on consumption?

Nizam Idris

When you get a move like that in the last few days, it tends to continue. A [single] Fed rate hike isn't going to stop this market - it's not enough. The question is will the Fed keep raising rates until the market corrects itself.

Jim Melcher

I think the Fed's in a box here, and they really don't have a choice but to raise rates, ... Rebuilding from the hurricane will be an economic positive next year, you have concerns about inflation, and you have the housing bubble. I don't think they can stop.

Michael Chren

There's nothing to be gained by saying anything right now, ... there's a lot of uncertainty... over how long it will have to raise rates.

Diane Swonk

Rising fuel prices have left NB Power little choice but to raise rates to cover a forecasted revenue shortfall of $126 million for 2006-07.

David Hay

The fact that home sales were up, while mortgage rates also climbed bodes well for the real estate community.

Dave Otto

They're moving away from bank cards and credit cards -- short-term installment debt -- into various forms of mortgage borrowing with lower interest rates and long terms.

Scott Hoyt

This says to me that interest rates are firmly on hold. This economy is slowing down and there may be a bit more weakness to come.

Alan Oster

Dividend tax relief and low interest rates tend to buoy some of the stocks, but the sector's fundamentals continue to deteriorate.

Patrick Brogan

Basically, fears about possible higher interest rates in the near future have not been erased.

Akitsugu Bando

Numbers that came out in the U.S. today showed the economy there is still growing, but at a slower pace. That could mean that the U.S. doesn't have to raise rates.

Marcelo Mesquita

Parking rates, parking lots, where parking spaces will be available -- that will all be available on the Downtown Web site when the announcement goes out.

Sheila Stokes

Interest rates have come down a long way and probably will go down further, ... is managing the peso very well ... and you're clearly getting a quite decent economic recovery now.

Geoffrey Dennis

We can clearly conclude that adult overweight and obesity cause cancer, ... and increasing rates of obesity in the US are continuing to drive up the burden of these cancers.

Graham Colditz

[The time by which core prices will achieve stable gains] is getting pretty close, ... That means interest rates will eventually head toward positive territory.

Toshihiko Fukui

But the fact is, it's illegal for the Administration to spend North west taxpayers' money to develop this rate hike proposal, just so it can turn around and raise their energy rates.

Maria Cantwell

But it's nothing really fundamental: Is it interest rates backing up in the U.S.? Rate expectations backing up? Or the fact that the dollar fell too far too fast last week? It's probably a combination of all of that.

Sophia Drossos

We like the entire region, but specifically we believe that the growth rates for consumer finance in China and India are going to be spectacular over the next 10 years, 20 years.

David Nissen

There are expectations for quantitative easing to end in April - that's our forecast too - but it will probably take several months (after that) before they begin tightening interest rates.

Todd Elmer

For our industrial customers, our insurance rates are pretty low. We just don't see quite the same effect as an office building or retail or apartments or something from that standpoint. We've got much bigger issues like land prices going up, construction costs going up and things of that nature.

Robert Krueger

Lowering the marginal salaries tax rates is welcome and will go some way in relieving the pressure on the middle class.

Paul Chan

There were many years where the Fed Funds rate was as low as 1 percent and interest rates on savings products were awful, but that has really turned around for savers.

Laura Bruce

Controlled inflation will allow the bank to hold the rate at its current level. In my view, potential growth in Colombia is higher than what the consensus believes, so I don't think inflationary pressures will lead the bank to raise rates this year.

Alberto Bernal

If they hold rates steady and don't change the tone of their comments, which are already hawkish, there is scope for a correction in the euro, especially against the yen.

Craig Chan

Emerging market stocks were hit hard today, along with their bonds. Lingering fears over higher U.S. interest rates triggered profit-taking again, one day after we saw some good rallies.

Carlos Hokama

We are diversifying to other businesses to protect the company from swings in commodity prices and exchange rates.

Peter Muthoka

Part of it is driven by low interest rates, part of it is stimulation by governments to get people to start spending more.

Todd Martin

We are starting to see a change in consumer behavior. Consumers are cutting back because of high prices, rising interest rates and signs that the housing bubble is ending. Prices have probably begun the long steady process of grinding lower.

Michael Fitzpatrick

In no small part due to more affordable prices and a hot notebook market, 2005 was a particularly good year for Asia's PC market, achieving growth rates not seen in the last five years.

Bryan Ma

This ... will boost hopes that activity in the first half of 2006 will remain robust. It will also increase talk of the Fed raising rates again in May, to 5%.

James Knightley

Buyers were faced with higher mortgage rates, increased inventory levels, and bold predictions of major price corrections last fall, prompting many to postpone their home search until after the first of the year.

David Wluka

We had to guess each year what interest rates would do in the coming year, which is difficult to do in today's markets, and budget for that.

Chris Hillman

For children, uninsured rates appear to be declining over time.

Charles Nelson

Even a hint that the Bank of Japan may be getting near to ending its quantitative easing, and raising rates, is going to lead to large moves in the yen. People have been so positioned for it to go down.

Simon Derrick

The introduction of a preferred inflation rate of zero to two percent has fuelled market expectations that the BOJ could raise rates before the fourth quarter, and that tightening of policy could be larger and faster than markets had previously anticipated.

Monica Fan

The market is responding very directly to interest rates as kind of a one-dimensional thing -- fearful of inflation and I think that either higher rates may catch this market in 1997, or the flip side, lower earnings.

Gail Dudack

We need rates to go down, but this goes in the other direction.

Joseph Lyons

We certainly expect rates to be tightened by the ECB this year. The outlook for Europe is certainly better on the growth side.

Chris Loong

Our efforts to reduce inflation are working; inflation here has now converged to euro area norms. This inflation figure is well down from inflation rates of between 4 percent and 6 percent recorded between 2000 and 2002.

Brian Cowen

There is no reason to say that the home mortgage interest deduction has any impact on homeownership rates.

Mike Jerman

There's profit-taking, and investors are concerned about interest rates. At this level, investors are cautious.

Tony Tong

American consumers are enjoying the lowest long distance rates in history, and the lowest Internet rates in the world for one reason: competition. This merger appears to be a surrender. How can this be good for consumers? The parties will bear a heavy burden to show how consumers would be better off.

William Kennard

The dollar has benefited from the view that the Fed will raise interest rates at a more aggressive pace. Certainly, I think this week's economic numbers will support this view.

Omer Esiner

Interest rates are a major concern.

Renault Kam

What's noteworthy is the rates did not fall when the demand dropped after 9/11. So hotels are now in a great position to grow the rates moving forward.

Jan Freitag

Put in perspective, these levels are as high as they were in the late 1960s, so the fact that we've come off a little bit is most likely the reflection of anticipation of higher interest rates.

Kathleen Camilli

November's employment report was a letdown, and it brought mild disappointment to the financial markets, causing mortgage rates to recede. The lack of any job growth stalls the economic recovery and, in the long run, dampens the potential growth of the housing industry.

Frank Nothaft

Developing a more diversified income base, whether it is fee-based or from trading, is always a good strategy. Interest rates will remain low in China and Bank of Communications needs to develop more retail products.

Kent Yau

Most analysts project what the earnings growth rates are going to be and they tend to be too aggressive for our blood.

Robert Zagunis

The American numbers showed the people who had been getting nervous about interest rates may now think we may be overdone.

George Hodgson

Nothing else we're seeing can return the growth rates paid search is delivering right now. People keep looking around for the next area that will grow by 100 percent, and those industries are rare.

Nate Elliott

The knee jerk reaction is to say that when interest rates go up, these stocks go down, and that still pretty much holds.

James Mcdermott

The market is not focused on imbalances, but rather interest rates and in the US right now they are high and getting higher across the yield curve.

David Gilmore

At some point, the market is going to return its focus on the current account and the U.S. fiscal deficits (but) at the moment, interest rates are still driving the dollar.

Aaron Simpson

The pattern raises the alarm, however, that these species face two challenges that increase the risk of extinction: habitat destruction, which is occurring at alarming rates in the tropics, and reduced pollinator activity.

Susan Mazer

The sentiment on interest rates can swing.

Mandy Chan

This year's mild winter, healthier inventory levels and steady climb in interest rates have made for a busier than normal early spring market.

David Wluka

It's pretty funny how quickly sentiment can swing, but I think it's too soon for the Fed to pause (in raising rates). This morning's number keeps the Fed on track continuing 25 basis points (quarter-point) hikes.

John Shin

Rapid poverty reduction requires not only high rates of economic growth but also that the benefits of this growth be distributed more equitably.

Ifzal Ali

Every time you raise rates, you chase more healthy people out of the system.

Robert Laszewski

The market has been choppy because it's trying to figure out where oil prices are going to go, how fast interest rates will rise, and what these two things mean for corporate profits. It's going to remain choppy until it gets more clarity.

Vince Farrell

People started buying bonds because the Bank of Japan may not be as hawkish as expected. The BOJ will probably raise rates once by the end of December.

Nobuo Tamamizu

Between Greenspan's comments on interest rates and today's 30-year auction, the fundamentals don't look too good for Treasuries. We are not interested in holding Treasuries at all.

Toshihiko Sakai

The question is how many people have given up. We have almost historically high unemployment rates. We're at unemployment rates we were at in the late 1980s and early 1990s.

Kurt Metzger

Concerned drivers need to know that the state has no authority to stop companies from charging higher gasoline rates unless there is a violation of antitrust or consumer protection laws.

Attorney General Rob Mckenna

All the elements required for a rebound of investment are there -- resilient demand and a financial environment with low [interest] rates.

Olivier Eluere

Expectations for higher interest rates are solid now. No one doubts that the Japanese economy is improving.

Hiroaki Muto

Charging higher rates to large users covers up the fact that these large users mostly communicate small messages to many individuals who have already paid for their Internet connection.

Bruce Russell

The primary driver in raising rates is the claims experience in your state. This will cause upward pressure on rates in states where the storm has occurred.

Dick Luedke

Maybe in a tight market when interest rates go up people may not be able to afford as much. You may be stuck with a house a bit more than the market might demand at the time.

Lars Perner

I think we're coming to the end of it. The rise of energy prices and the general impact of the hurricane would make it dangerous for the Fed to push rates higher and higher.

Rick Meckler

We will be faced with a year and a half of virtually no growth in this economy. We should not have had interest rates ever getting to 7.25 percent. The monetary policy cycle is far too aggressive.

Brendan O'donovan

I see a lot of Greenspan in this housing boom. He encouraged low interest rates.

Stephen Happel

We have been and will be competitive with any pay TV provider. We're spreading our costs over a wide customer base.... It's unlikely another competitor in the market place will have an effect (on rates).

Robert Mercer

Yields are the main factor driving flows. The key factor supporting the dollar is expectation of higher rates and acceleration of inflation expectations.

Lena Komileva

Interest rates have an indirect effect on exchange rates.

Jeffrey Tan

What worries me for Europe is the monetary policy of European authorities. (The ECB) might slow growth in Europe by these rather unjustified increases in interest rates.

Bernard Arnault

The market's starting to look further ahead. There seems to be the sentiment that the economy will cool and the Fed (once it hikes interest rates later this month) will be done.

Josh Stiles

We see a big upward trend in energy prices, but without that, the inflation rate is going down. The ECB looks at the headline figure, and as long as it's above 2 percent, it's a reason to increase rates.

Matthias Rubisch

There was a little bit of excitement at the open, and then later, a little concern as to whether there is really going to be enough economic strength to take things higher. How much longer can the Fed keep hiking rates and economic growth continue?

Chip Hanlon

I do think that it is a good thing, ... It creates excess supply of the yen, and it will have a similar effect to lowering interest rates and achieve a lot of the objectives that many officials want them to do.

Robert Stein

I think the Fed will look at the core number and determine that it was understated, and still raise rates by a quarter-percentage point at the meeting on November 1.

Stuart Hoffman

The dollar is going to prove resilient, and we could see further gains. Higher rates have supported the dollar all year, and with more work to do by the Fed, I can't see that changing.

Neil Mackinnon

One reason for such confidence is our country has the biggest stimulus and lowest interest rates we have had for a very long time.

Anthony Santomero

The language will give you an insight into whether there has been a shift in their feelings on the economy and on rates, or whether they feel they are getting to a reasonable level and they want to give themselves more flexibility.

Adam Brown

It is our democratic obligation to ensure that water management and decentralization go hand-in-hand. Public authorities should always have the power to set rates and determine investments, as it is only these strong and accountable local authorities that can work with companies from both the public and private sectors in an efficient and competent manner.

Loic Fauchon

Higher tax rates, you get more casino, less resort. Lower tax rates, you get more resort, with a casino. It's simply a matter of capital investment.

Jan Jones

If people can be inspired by this campaign to give quitting a go, then hopefully we'll see smoking rates drop and with that a reduction in the illness caused by smoking.

Glenn Mitchell

Yields are very low given the ECB has just started raising rates.

David Tavadian

Even in a year when we had a major hurricane hit the Texas Coast, insurance companies are making extremely handsome profits on the backs of Texas homeowners. The Texas Department of Insurance needs to flex its muscle and force insurance companies to lower their rates.

Alex Winslow

Employment is likely to be much weaker going forward and the jobless rate will keep rising as the economy cools. Interest rates are on hold.

Jarrod Kerr

Although they aren't unique like the Carnegie building and they don't have the charm of the Carnegie, they are newer and they have falling rental rates.

Tom Bauer

The stock market has been anticipating a slowdown because of pressures from interest rates and energy prices.

Ron Baron

There is always a decided risk in fluctuations of financial markets, and fluctuations in exchange rates, as well. What happened on Friday may be a trend or it may be a temporary thing, but the main focus of the G-24 is on the outlook for the world economy.

Carlos Saito

Pretty much everyone, as well as their Uncle Bob, is expecting the Bank of Canada to raise interest rates by 25 basis points [a quarter of a percentage point] to 3 per cent at tomorrow's announcement.

Douglas Porter

The Bank of Canada is data-dependent right now. If economic data continue to be good, it will continue to raise interest rates. The Canadian dollar will strengthen.

Ted Gould

Lower tax rates would allow our businesses to grow at a much faster rate. It allows us to hire more people, to pay a higher wage, to invest more and to increase the pace, of course, at which our businesses can grow if we're not hampered by higher taxes.

Michael Crow

The deal looks interesting from a strategic point of view because the Spanish market offers stronger growth rates (than Germany).

Nils Machemehl

We expect interest rates to remain at 4.5 percent until the end of the year, but another rate cut cannot be ruled out.

Peter Spencer

The numbers are consistent with the view that the Fed raises rates again next week.

Omer Esiner

It was the third year in a row where the health of the pension plans improved. Of course, if interest rates continue to go up and if the stock market keeps going up, the plans will get even healthier this year.

David Zion

It is a 100 percent certainty according to the U.S. interest rate bonds that Mr. Greenspan will cut rates by 25 basis points.

Tom Hougaard

[Blacks] have twice the rates of prostate cancer death as Caucasian men, ... For reasons we don't know, it also starts at a younger age in African-American men.

Harmon Eyre

The market is starting to prepare for some dour dollar news given that the Fed may be stopping (hiking rates) sooner than expected. I think all the good news may be behind the dollar now.

Joe Francomano

We got special rates for our flights and we got free accommodation.

Tony Robinson

What we're trying to do as the local health community and state officials is to determine which factors are impacting the immunization rates in Utah. What interventions can we incorporate to improve that rate?

Audrey Stevenson

As 2006 progresses, it may become apparent that for a more balanced and sustainable growth profile to become established, interest rates will have to rise.

Richard Jeffrey

It seems in a way that [Duisenberg] would have liked to hike already, but that he couldn't find a consensus in the council. He had very strong points that rates can only go in one direction. He cannot be clearer on that. Our view is that the Bank will move on March 30.

Marco Kramer

We believe that Japan's premium (price-to-earnings) multiple is justified given the lower level of interest rates and higher earnings momentum we expect.

Kathy Matsui

You will have significant variety up and down. You'll have towns with a low tax rate and low values matched up with towns with high values, but not necessarily high property-tax rates. . . . Where there is a clear ability to pay, with low rates, then those towns would be consequently impacted.

Tom Vincz

The trends in age-adjusted death rates we expected because we've been seeing an increase in life expectancy for some years now.

Arialdi Minino

It is certainly possible that the Fed could cut rates further, and it is very probable that the Fed will continue to pump liquidity into the markets.

Preston Martin

They are really waiting to see how the economy will perform this year before raising rates.

John Calverley

We need rates to go down, but this goes in the other direction. Energy-intensive manufacturers are going to be hit the hardest. They're going to be paying a disproportionate share of the program costs.

Joseph Lyons

It's on the side of the ledger for a tightening bias. But with uncertainty about global growth and oil prices, the bank isn't likely to move rates anytime soon.

Michael Blythe

They will have more access, longer access to books, reference documents and things that their professors have requested them to review, so as a consequence I would expect grades would be better, retention would be better because grades would be better, and graduation rates would be better as well.

Stephen Mason

Many market players already think the ECB will raise interest rates in March and then several more times later this year.

Akifumi Uchida

Japanese interest rates continue to price in tightening from the Bank of Japan. We think it's a bit premature, but the currency market is taking notice.

Jens Nordvig

I'm looking for high growth rates. The powerful banking forces of the next 10 years will have lead to a big exposure to one or more of Brazil, Russia, India or China. We have exposure at the moment in both India and China and I'd like to see that exposure grow.

John Varley

The reimbursement is less than half our customary rates, and those rates were lower than most pharmacies.

Warren Hernand

You're talking about an industry that's had almost unprecedented growth rates, remarkably high growth rates. Very clearly, they are moderating over time. Very clearly, they will continue to moderate. But let's be clear, they're moderating from very high levels.

Richard Segal

This year's state of heart for women brings good news and bad news: Death rates are down and awareness is up, but there are still gaps in care.

Alice Jacobs