You can?t change the mental smear that happens once you go through one of these things. I don?t believe it can ever be remedied.

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I have a feeling that any catastrophic increases are being blended in throughout the country. There are all kinds of risks everywhere -- hurricanes here, earthquakes in California, and some places where nothing happens. It eventually all balances out.

262

For our industrial customers, our insurance rates are pretty low. We just don't see quite the same effect as an office building or retail or apartments or something from that standpoint. We've got much bigger issues like land prices going up, construction costs going up and things of that nature.

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