The picture they paint ? much higher sea levels with mind-boggling implications for entire communities, populations, and economies ? is sobering. It's hard to imagine how governments and individuals will cope with sea level rising at rates of up to a meter per century.

Vicki Arroyo

You get the idea that the Fed's not quite done (raising rates).

David Durrant

We've seen for six months on the trot the Bank of England asking for higher rates. A new chancellor will have to build credibility with markets, so he'll almost certainly have to deliver a rate hike if one's asked for.

Michael Dicks

I was amazed at how little tackle anglers are losing out there. It was much lower than I anticipated. Yet, even at the very low loss rates we found, the amount of lead ending up in the lakes is incredible.

Paul Radomski

We feel the immediate improvement will be greater numbers of African-American students this fall. The long-term impact will be better recruitment and graduation rates.

Terry Allen

The main question is when are they going to start to raise interest rates.

Richard Jerram

Rates in Europe are set to rise while the Fed is entering its final leg of rate increases.

Yasuhiro Miyata

There was decent strength across the retail sector. These numbers are consistent with an economy growing at a comfortable rate, a pace that would allow the Fed to continue to raise interest rates in a measured fashion.

Patrick Fearon

The way things stand, Central Bank is not doing too bad, there is no need for an immediate change in rates.

Ajith Fernando

That may offer some price support, and possibly diminish the bearishness associated with the anticipated jump in placement rates.

Dan Vaught

The reason we've been getting the business is the rates are just better. They're getting a better deal.

Rob Varley

If the Bank of Canadian continues to hike rates after the Federal Reserve pauses, it will narrow the rate differential between the two. This will make the Canadian dollar more favorable.

Michael Woolfolk

I wouldn't be surprised to see (the Dow) trend lower because markets don't trend up in a time of rising interest rates.

Grace Fey

High interest rates have affected car and motorcycle sales. The high interest rate climate has affected consumer demand; retail sales have been affected.

Henry Ho

The jobs number was fuzzy, even though on balance it helped to perk up the market, ... Based on that number, the market is now factoring in that the economy is not weak enough for the Federal Reserve to cut interest rates in its Sept. 24 meeting.

Alan Ackerman

The oil price is very volatile at present. Next month's increase will not help inflation, but it should not cause interest rates to rise. It is not an oil supply problem, but a question of the ability to refine.

Mike Schussler

We expect further declines in 2006 and subsequent years as pent-up demand is fulfilled and as interest rates rise over the medium term.

Rick Egelton

Earnings growth is strong, interest rates are low, and the environment is positive for stocks. The market is shrugging off the fourth-quarter GDP number as little more than a blip on the radar screen.

Bob Straus

People are looking for some indications, what are the core growth rates in the Internet and how is that going to affect the other Internet stocks, and that is why they are so fixated on Yahoo!.

Bill Burnham

If rates move up, housing will move down. But as long as we see relatively low interest rates and employment continues to pick up, housing will remain strong.

Gregory Gieber

We now believe that the first Fed rate hike will not come until December, and we continue to worry the Fed may be forced to ease again before it begins hiking rates.

Joe Abate

Anticipation of a 25-basis-point rate cut pushed mortgage rates downward in this week's survey, and we expect to see further downward drifts over the coming week or so as the market moves on the actual larger rate cut itself.

Frank Nothaft

Strong employment and income gains, coupled with low mortgage rates continue to bolster consumer confidence and demand for homes.

Bob Dugan

The PSC has exclusive jurisdiction over our rates, fees, charges and conditions of service. There is a provision in the PSC rules that a customer can invoke if they disagree, and that's how the school district would appropriately address their concern.

Steve Watford

We're trying to provide small business with an opportunity to obtain better health insurance at more competitive rates without the burden of some of the regulatory mandates.

Craig Orfield

If interest rates and oil really begin to rise, it would be a problem for stocks. At the current levels, I'm not too worried. The markets and companies can manage.

Peter Braendle

If crude oil prices keep on rising, the chances that consumption is going to be hurt further down the line rises. That means the Fed could be more gradual in raising rates.

Peter Kretzmer

We have to be careful that our rates don't get to the point where they're unaffordable.

Ken Fanfoni

What the Fed did in the clearest possible way was to signal that they're moving to the defensive and are going to continue to raise rates. And this has got to go on until there's some evidence that the economy is slowing.

Thomas Madden

First-quarter inflation won't trigger a near-term rate hike. But the bank's statement on monetary policy in May will reinforce their inclination to raise rates, maybe even harden it up a little.

Stephen Halmarick

Energy price volatility is taking its toll on consumer confidence, as is the prospect of higher [interest] rates in the months ahead.

Jennifer Lee

Growth continues at a very high pace and energy prices have increased considerably over the past year, so the Fed will say, 'okay, we have to prevent those energy prices from being built into all goods and services,' ... The Fed is not going to ease its stance on raising rates.

Robert Heller

The ratings reflect the group's excellent business position, based on high growth rates in its pharmaceuticals division, its global No.1 position as a provider of oncology drugs, well stocked late-stage pipeline, and conservative financial profile.

Olaf Toelke

People are willing to hold dollars. People are coming around to the view that the Fed is going to keep raising rates.

Gerry Celaya

The hype is off the housing market. Prices are high. Interest rates are climbing. Housing needs to cool down so the market can return to normalcy.

Jay Butler

We believe they'll hike rates at least one or two more times. Expectations the Fed will be vigilant in containing inflation are likely to further flatten the curve.

Jose Mazas

Given the uncertainty of the effect the hurricane may have on the economy, the Fed may take a pause in raising interest rates.

Stuart Thomson

We did not expect any change in interest rates today from the Bank of England, although clearly a further reduction in the run-up to Christmas would have been helpful to both retailers and industry in general.

Kevin Hawkins

Evidence of stronger consumer demand over Christmas probably means the hawks can hold the line in February, but the risks for base rates remain skewed to the downside.

Ross Walker

We think inflation in the middle of this year will be back below target. We are likely to see 5 percent base rates by the middle of the year.

David Brickman

I feel very comfortable because with the current interest rates we could make a considerable amount of money on interest before the money is spent. We should get a substantial amount to spend on the facilities.

Superintendent Lynn Whitaker

It is a market leader. It has chosen to keep its rates high, ... Until they reduce their rates, the rest of the industry is not going to jump in.

John Garamendi

I like Downtown and would like to build more Downtown. But a lot of it depends on the economy. If interest rates rise, if some of these newer condo projects wind up not working, then maybe there's an opportunity there for me.

Kevin Ratner

People that are buying are using some of the incentives in the same way they're using the interest rates on mortgages. There, they're buying more home or financing renovations. Here, they're buy more features on cars, or buying the next class up in cars.

George Pipas

I think he's made a fairly obvious point that the next move in rates is more likely to be up than down, but certainly there is no near-term trigger for that.

Stephen Halmarick

With the Fed expected to raise rates one or two more times and the economy doing well, we cannot recommend buying Treasuries. We would place short positions.

Yasutoshi Nagai

After that we'll be committed to multiple more meters of sea level rise that will occur at rates of up to a meter?or three feet?per one hundred years.

Jonathan Overpeck

This demonstrates our customers' willingness to pay a premium for our technological expertise that results in accelerated production rates.

Dave Lesar

The market has overreacted, and we still think the Fed's going to keep going to 5 percent next year. Plus, we don't believe the ECB will raise rates very dramatically, and nothing like the Fed.

Jesper Dannesboe

We are please to have this feature completed. This feature will help us get a true sense of what our members prefer to use in caring for their pets. The feature will also allow First Pet Life to track the most popular products and offer those products to our members at cheaper rates.

Andre Williams

Honda, which achieved profit increases amid higher fuel prices and U.S. interest rates, will become even more popular following the stock split.

Shigemi Nonaka

The tax levy ($16 million) that we went to the voters with back in May has not changed, ... The equalization rates have changed and the assessments have changed and they are both outside the control of the school district.

David Gleason

We expect the combination of solid economic growth and higher inflation risks to push the Fed to raise rates higher than is implied by prevailing bond yields.

Colin Lundgren

We'd like to see Bonneville use the (surplus power) sales to keep rates as low as possible. We don't need another rate-raising factor out of our control.

Dave Andrew

By understanding growth rates, we can back-calculate the age of these things.

Andrew Devogelaere

Most people expect the Fed to raise rates, but there are some skeptics out there who may sell dollars. Everybody is waiting for the Fed, needless to say.

Matthew Lifson

For example, Georgia rarely sentences children to life without parole, but it has youth crimes rates lower than Missouri, which imposes the sentence on child offenders far more frequently, ... the harshest prison sentence possible.

Alison Parker

[He said that Richard Blumenthal, the Connecticut Attorney General, had interpreted marriage rates in a way inconsistent with normal anthropological procedures.] Supposedly, the controversy is over whether you count individuals or marriages, ... If you count it the way the AG wants, it is to the tribe's disadvantage. If you count individuals, it is to the tribe's favor. ... .

Steven Austin

The economy may not withstand higher interest rates. Core prices should have a stable gain of around 0.8 percent before increasing rates.

Shinji Kunibe

This section has one of the highest moose-vehicle collision rates in the state for a rural area.

Rick Ernst

High liquidity and lower interest rates should attract more volume. There's good value at these prices.

Nelson Ortiz

Until you get ... the Bank of Japan actually pushing interest rates (higher) and not just jawboning the financial markets, I don't think the yen is going to find long-lasting support.

David Mozina

Even though the interest rate rise had been discounted, a half percentage point rise in local interest rates will mean that earnings and gross domestic product growth will have to be revised down so there is no commanding reason for people to commit themselves to the market in a large way.

James So

Factory and labor utilization rates are too high. Companies will have to add inventory and they will have to add people.

Bob Allsbrook

The best you can say is that the German economy remains in dire straits and under duress and as far as what it means for policy... it's a beacon call to the ECB to cut rates.

Joe Brown and David Brown

The dollar remains firm, as the absolute U.S. interest- rate advantage still continues to exist. Rates hikes by the BOJ are a long way off.

Yuji Saito

An increase in rates in Europe could possibly lead to slower growth in the region.

Nikki Martin

The market was dead almost all day, but at the end some people appeared to believe that tomorrow interest rates will be lower and the political situation will improve.

Gabriel Jafet

I'm still in the camp that yields are moving higher. As long as the data is strong, the Fed is going to keep hiking rates.

Joseph Shatz

We're finally rebuilding rates, which has been the hardest thing since September 11.

Robert Hayward

That has been behind the market's ability to really drive rates.

Robert Hayward

There aren't a lot of obvious places to just go and increase rates.

Tina Olson

It would create a level playing field with better service and better rates across the board. That's advantageous to consumers and the business climate.

Robert Full

I was asking for a lot. I was asking to equalize (tax rates with those in Eastern Canada) and this obviously doesn't do that.

Norm Facey

We're not a heavy user of energy. You may start to see an impact on electricity (rates) because we use gas for generation plants.

Keith Schwer

By educating the consumer, Realtors can charge lower commission rates because they don't have to work as many hours with each consumer. The agent doesn't have to show as many properties.

Dave Liniger

With the rate verdict due later, there's a cautious mood creeping into equity markets as although a 25-basis-point hike is widely expected, there's little consensus as to just how long the aggressive stance over interest rates will now continue for.

Matt Buckland

The perception is that rates are going up, and people are lining up to buy homes because of that. It's not a matter of if, but when the Fed raises interest rates, and that's going to have some effect on spending patterns.

Carl B. Weinberg

The market is still very concerned about interest rates and is going to be extremely sensitive to any information that points to interest rates going higher.

Stephen Massocca

The ZEW indicator is at levels which previously have marked a high, and discussion will now start on whether the ECB will hike rates earlier than in March. This will put the front-end under pressure.

Kornelius Purps

They're going to have different tax rates because of the cost of the infrastructure is going to be different from one project to the next. It couldn't be any other way but that way.

Tony Rojas

It's just not if you have a favorable credit score. Many factors will affect the rates that are quoted, but sometimes the person on the phone won't tell you that. Much of this business is rate-driven, but I think that most people are looking for a competitive rate with top service, and we offer that.

Tricia Erps

Sentiment is building that the Fed may pause for a while after raising rates to 5 percent next month. That helps shorter-maturity debt, especially two-year notes.

Hidehiko Maejima

A lot of the tech selling is over. And the considerable strength of the U.S. economy is intact, interest rates are low, inflation is not a specter, so money continues to flow into the market.

Arnie Owen

The market fundamentals are improving. The economy is slowing and the Fed is close to a bottom (on rate hikes). Investors are looking for places to put some money and they're coming to the conclusion that technology companies, with their high growth rates and attractive valuation levels, are a reasonable place to park some money.

Phil Orlando

The (stock) market is saying gee, we were kind of hoping the Fed would say that the economy's doing so well that we don't need to cut rates right now.

James Griffin

Nobody likes higher cable rates. But we want to provide great service and programming.

Daniel Brenner

There's a strong possibility that rates will harden in other areas as people move capital to the opportunities they see.

Dane Douetil

The expectations a few weeks ago were again for the Fed to raise rates at this meeting. Now that's a little bit more in question.

Bill Kirby

The rapid growth in loans and prices of assets such as real estate and stocks is a concern. The central bank may raise interest rates. It's better to err on the side of caution.

Shuchita Mehta

We intend to continue our negotiations with the City of Buffalo and Erie County for a balanced approach to the Niagara Project's relicensing that maintains the hydroelectric project's low electricity rates, ... Slaughter has talked with us about a reasonable agreement, as have others.

Michael Saltzman

The dollar has been propelled by cyclical factors, namely the Fed raising rates boosting the dollar.

Paresh Upadhyaya

If the number had been too strong, people would translate into the fact that the Fed would have to raise rates over a longer period of time.

Owen Fitzpatrick

The likelihood that the Fed will go to 5 percent means that for now U.S. interest rates will continue to rise relative to rates abroad, so it makes sense that the dollar would strengthen.

Stuart Schweitzer

Sales of especially our new systems will grow clearly by two-digit rates annually until 2015.

Bernd Bohr

It certainly gives the idea that the Chinese might diminish demand for all kinds of goods, including the metals and energy. This raises concerns the Chinese might undertake a pattern of raising interest rates.

Daniel Vaught

Today's retail sales report does not alter, in any way, our expectations for the Bank of Canada to continue lifting rates up to a more neutral level of four per cent by the end of April.

Carl Gomez

Boeing is going through a period of record growth in their commercial airline build rates and they have an awful lot on their plate. And so I think it's great that they've finally got around to making these decisions, getting past them and moving on.

Jon Kutler

Insurers are penalizing many African Americans and Latinos with good driving records by charging them higher rates just because of their zip code. These disparities are due to discriminatory insurance regulations that allow insurers to base their rates primarily on where drivers live, instead of how well they drive.

Mark Savage

As long as low rates remain, housing is going to continue to do better than expected.

Gregory Gieber

It's a very serious negative item on your report, on par with a tax lien or a bankruptcy. You will definitely pay more for your credit, in higher interest rates and higher down payments.

Maxine Sweet

It's unclear when the Fed will stop raising interest rates. Even if the rate hike comes to an end, Hong Kong's stock market may not rebound immediately.

Louis Wong

Energy shares are rising because the oil price has hit quite a comfortable level. I'm not really concerned about rising interest rates. They've been priced into the market already.

Markus Ilg

Housing may get another mini boost from the recent drop in rates. These data do lag a bit. Still, it is clear that, low rates or not, housing is not on fire the way it once was. The level of activity remains quite high for housing. But the prospects for further growth do not look that strong based on momentum.

Robert Brusca

I think there is going to be a certain amount of relief when the Fed stops raising rates.

Diane Bishop

The communiqué reflects our particular concern about the negative impact that excessive increases in short-term interest rates in the major industrialized countries on growth prospects and the cost of credit for developing countries. We are also concerned about the potential dangers of too much volatility among the major currencies and financial asset markets.

Carlos Saito

Many health care providers, particularly physicians in rural and urban areas, are leaving the Government programs because of inadequate reimbursement rates.

Ron Wyden

Inflation is a massive theme because we are in a rising-interest-rate environment. I think there is enough pressure for the European Central Bank to raise interest rates fairly aggressively.

Jane Foley

Some of the reason levees aren't as high as they're designed to be is because they sink. We don't have a good enough handle on the rates of subsidence, and it doesn't subside everywhere at the same rate.

Charles Groat

We are expecting our application rates to increase drastically. So we are going to need more staff to cater to the demand and we are going to have to pay them for their work.

Lukata Mjumbe

Once you've faced your own mortality and sat in the doctor's office and heard survival rates, you realize, that applies to me, ... You realize every day is a gift, every day is a blessing.

Sharon Henderson

The global economy has been growing the last two years at rates not seen since World War II, fuelled by a commodities boom with a whiff of inflation.

Luisa Kroll

Major central banks in the world have talked about hiking rates, so if the Bank of Canada signals they are coming to the end of rate increases, it may push investors to sell the Canadian dollar further.

John Rothfield

There are a lot of cross-currents in the market. We're still a market that's torn between (concern about) earnings and interest rates.

Tracy Eichler

It's still likely that interest rates will continue to go up in the U.S., so that favors the dollar over the medium term.

Simon Derrick

I believe our numbers were low because of our transition. Now that John L. has established his program, you're going to see higher retention rates because the kids are playing for the coach that recruited him.

Jim Pignataro

People will always be a little bit concerned that higher interest rates will go too far and threaten company earnings, which will then mean mergers and acquisitions don't make a great deal of sense.

Robert Talbut

It's a tough moment. This has become a tough market, ... the ones that aren't waiting for oil prices and interest rates to go down.

Jim Cramer

This has discouraged the MPC from cutting interest rates in February.

Greg Fuzesi

There's a general feeling of optimism over the fall in interest rates and that's helping to boost the value of shares.

Marcelo Mesquita

Corporate bonds are being driven by a desire to lock something in before rates go higher.

Frank Fernandez

Now everything depends on economic data. I don't see the market declining. Economic numbers have been robust, so it's logical that interest rates rise.

Jacques Porta

In general, the twin deficits (trade and federal) will be an ongoing source of volatility in the dollar and interest rates.

Alan Gayle

A very small part of the water rate increase is to make additional money available from water rates to help low income people with their bill.

Lance Robertson

We're expecting very strong first-quarter growth, which means the Fed can keep hiking rates in the first half of the year. This is not a good time to be buying Treasuries.

Toshihiko Sakai

You're talking about interest rates that are essentially credit card rates. You don't stand a chance of paying that back.

Bruce Caplin

The T-bill rates index is the primary driver for the longer term CDs, 12 month and longer.

Randy Rosen

We've had better attrition rates this year. We had bad attrition last year, mainly because of compensation.

Bill Winters

The difference between the '80s and '90s and now is that inflation and interest rates are already low.

Francois Trahan

I don't see any way the Fed can avoid raising rates. The Fed simply has to make it less desirable for consumers to spend.

Tim O'neill

It's pretty clear that housing is slowing. Rising mortgage rates and the very fast rising homes prices are constraining home buying. Homes are still considered affordable, but not as much so as a year ago.

Celia Chen

Don't forget that the current level of interest rates is historically low.

Christian Noyer

We roughly have death rates that are about 150 percent higher in the United States for 15- to 19-year-old females and males than those nations that have the lowest rates.

Lloyd Kolbe

While overall rates have decreased, several communities account for a disproportionate share of infant deaths.

Thomas Frieden

U.S. durable goods orders suggest the (U.S. Federal Reserve) is almost certain to raise interest rates two more times. That should support the dollar.

Akifumi Uchida

Airline stocks, especially price-earnings ratios, are extremely sensitive to interest rate changes, particularly with current long-term rates hovering around 6 percent.

Steve Lewins

Card rates are rising faster than the rise in general interest rates.

Justin Mchenry

The Fed is in a process of returning rates to neutral and we still have a view of 4.25 percent by year-end.

Philip Wee

Why should that matter? ... It doesn't harm them in any way. It's ridiculous. It's just a way to knock up rates.

Howard Strong

European production could pick up in the first quarter, with Germany doing better than its neighbors. Interest rates are still low, and higher rates won't put on the brakes.

Joerg Kraemer

The numbers we've seen over the past few months have to make them feel better about their stance in monetary policy. It will allow them to remove some of the pressure they feel to maybe raise rates, and in effect move toward lowering rates.

Brian Wesbury

The numbers favor the view that the U.S. will stop boosting rates.

Jose Roberto Carreira

My expectation is the general trend of the next few quarters is for profit growth rates to come down, and it will start by having companies send out that message.

Dorsey Farr

Inflation is the wild card for 2006, with rising oil prices, an increase in commodity prices, slow productivity gains and rising interest rates.

Joseph Seneca

Our goal was to build a foundation to attract advanced technology jobs with wage rates far exceeding those of the average information technology employer. These are the first projects that are paying an average wage rate that exceeds that of the mining industry.

Charles Yates

While global economic growth rates have slowed from the exceptionally high levels of 2004, the emerging economies remain buoyant, offsetting slowing industrial production growth in the OECD (Organization for Economic Cooperation and Development) nations.

Don Argus

That's the thing about the uninsured — it affects all of us. For the insured, it affects rates in the insurance market.

Julia Robinson

The housing sector has likely passed its peak. The boom is winding down. I expect continued softening in housing if rates remain at these levels or go higher.

David Lereah

The number of cancer patients is expected to double by 2012. Central Ohio is slightly above average in cancer-incidence rates.

Glenn Balasky

Property stocks rose because the market is speculating that other Hong Kong banks will also lower rates, reducing the burden on property buyers.

Ben Kwong

All the spammer needs is one or two hit rates per spam run and he'll be happy. Sadly, there are at least one or two idiots per million people.

Ray Everett church

In the end, interest rates will have to dent earnings. It is something that can spoil the party in Europe.

Rick Lacaille

Football is different. You have 110 people (traveling), so it's not necessarily about the lowest rates.

Nate Poss

Cap rates are going to have to return to normal because interest rates are continuing to bubble up.

Dave Buurma

Our view is that we get above-trend growth and that will cause the Fed to raise rates to 5 percent.

Amitabh Arora

The issuer does not have to begin to pay for funds they do not immediately require, and it also enables them to more easily take advantage of the prevailing interest rates of the time.

Chris Mwebesa

[He indicated the step-up in audits is likely to continue.] We need to do more and continue to increase it, particularly on the big income area, ... But I don't think it's necessarily the case that audits need to return to rates of 10 or more years ago.

Mark Everson

When the U.S. Treasury steps forward and the IMF steps forward to replace the flight of capital, there will be no need for the Brazilians to raise interest rates.

Joe Battipaglia

The ECB will probably take rates to 3.25 percent by the end of the year. We don't particularly like the European markets.

John Maskell

Understanding the correlation between peer-based education programs and HIV rates will contribute to this worldwide effort to reduce the incidence of HIV.

Alan Bernstein

The real analogy here is not with television but with magazine publishing. Narrow publications can get very high rates.

Iolo Jones

To talk about [sales tax rates] independent of what we're currently facing is slightly unprofessional.

Laurence Kotlikoff

As certain as it is that the sun rises in the east, the Fed will be hiking its benchmark interest rates to 4%.

John Lonski

The dangers and injuries in the Midwest may have to do with the fact that roofing jobs are undertaken at significantly higher rates than in the other regions.

Nik Theodore

Assuming the spark does not happen, it can go on much longer, ... Nobody wants it to stop. We don't want to contemplate sharply higher rates and prices. The Japanese and Chinese don't want to contemplate it either.

Jay Bryson

Though rates will triple by 2015 to pay for the program, rates will remain at or below other California cities.

Susan Leal

The initial reaction was to sell the dollar, presumably in the notion that the core rates don't warrant aggressive action from the Fed.

Neil Mackinnon

An increase in domestic fuel prices will be inflationary and controls will have to come through rates. But the central bank will likely hold back this month to let the effects of its previous rate hikes materialize.

Hasitha Premaratne

If there are no tax cuts (planned for the budget) then that may be used an argument to cut rates.

Steve Barrow

Mexico is upside down. Everything that should have gone up -- employment, salaries, competitiveness -- has gone down. And what should have gone down -- insecurity, taxes, oil prices and electricity rates -- has gone up.

Roberto Madrazo

That could cause the Fed to raise rates faster.

Gerald Cohen

Maybe you wouldn't see one at every corner like you do now. But I don't think you can really make the case that they have to charge such high interest rates.

Howard Karger

Today, Iowa has one percent of the nation's population and six percent of the country's government entities. That's a lot of government -- so it's no wonder that we have these incredibly high property tax rates.

Mike Ralston

If inflation risks increase and if the council reaches the conclusion interest rates have to rise, then they will increase.

Nicholas Garganas

Lower rates on loans will create quite tough conditions for consumer lenders because interest income accounts for the majority of their revenue. It's almost impossible to foresee clearly what their profits will be.

Hideo Arimura

What we can measure is how hard we are trying. Measures of effort may be a more useful indicator than estimated rates of species loss. For example, we can measure the number of new protected areas being established and ask if they have sufficient budgets.

Jeff Mcneely

Generally, none have record-setting rates. But they have fairly high rates for all the taxes.

Bill Ahern

My forecast is rates will go down by about three percent.

Steve Weisbart

Mergers and acquisitions are a motor for stocks. This is supporting the market. The financial environment is historic for takeovers. Interest rates are low, and companies have reduced debt and built up a lot of cash.

Christophe Donay

We have to see what kind of impact the double-barrel effect of high energy and high rates have on the consumer. The Fed might have overdone it.

Benjamin Pace

The U.S. dollar trend is going to rise through the end of the first quarter of 2006. Until it becomes clear the Fed is finished tightening rates, I don't think we will see a change in the trend.

Richard Grace

Increased confidence, a strong housing sector and low interest rates have got Australian consumers in buying mode.

Craig James

The individual exchange rates won't be supported officially...but if this index is relatively stable vis-a-vis external currencies then it's quite useful.

Masahiro Kawai

We're not going to see new investment in Ontario's forest sector as long as Ontario has the highest electricity rates in North America (and) as long as Ontario has the highest wood costs in North America.

Howard Hampton

Long-term interest rates are moving higher, which is eventually going to hamper the market. Although you've got oil down today, there were hopes that it would be sustained in the 50s, and that hasn't happened.

Stephen Massocca

Investors will probably hold off buying bonds before the release of the report on core prices. Gains in core prices will strengthen the case for higher rates.

Katsutoshi Inadome

Interest rates remain at relatively low levels and consequently the mortgage business remains robust.

Howard Atkins

Even with interest rates going up, housing markets will remain healthy going into 2006.

Derek Holt

The rates will increase in 2006, but the increase will be gradual. So, we don't expect a significant pushback from borrowers because of the increase in rates.

Jeff Majewski

The U.S. economy is still in extremely good shape. They'll probably keep hiking rates, and that's going to support the dollar.

Geoff Kendrick

Despite rising rates and competitive products elsewhere, such as money market funds, Wells Fargo posted strong deposit growth.

Mark Batty

Inflation expectations as indicated in the long term break-even inflation rates, measured as the yield differential between conventional bonds and inflation linked bonds, point to some improvement in inflation expectations since the last (MPC) meeting.

Tito Mboweni

We're insulated a little bit from the recession because of our cost structure, but our business is to some extent cyclical, ... With pressure on network TV, rising (interest) rates against inflation and lower, declining audiences, clearly clients are looking at alternatives.

Martin Sorrell

The market's performance is a reflection of uncertainties over the energy rationing, and in relation to the hike in interest rates.

Luiz Marcos Prudencio

If peace doesn't prevail, there will be some fall on the aid front and that will hit the currency. We could see inflation rising and interest rates coming under pressure.

Hasitha Premaratne

His position would be the same. These are sort of back-door attempts to raise consumer rates.

Abby Ottenhoff

But I've only seen maybe one or two companies move sectors of their businesses (out of the Madison area) to find lower pay rates.

Luke Whitburn

Inventory levels throughout the chain remain low, operating rates are high, and fundamental demand continues to build.

Jeffrey Lipton

There is nothing the Fed can do to combat inflation unless they hike rates aggressively.

Peter Schiff

We would hope that it would increase the number of transfers who complete baccalaureate degrees. That is always our goal — to increase our retention and graduation rates and to make education more seamless.

Karen Wheeler