There were many years where the Fed Funds rate was as low as 1 percent and interest rates on savings products were awful, but that has really turned around for savers.

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The highest-yielding CDs might not be at the bank around the corner, but they are perfectly safe and FDIC-insured.

178

You're going to pay $1.50 in two ways. You're going to owe $1.50 to the company or the bank that owns the ATM and then your bank is very likely to going charge you a fee. More than likely, it'll be another $1.50.

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