As these markets cool down, we'll begin to see mortgage defaults increase in 2006.
Alexis Mcgee
105 quotes about mortgage follow in order of popularity. Be sure to bookmark and share your favorites!
The mortgage interest deduction helps foster homeownership, which results in both economic and social benefits.
Steve O'connor
As the nation's largest home builder, we have our own mortgage company and have more financing plans than I can ever recite.
Tony Wyman
What you'll probably see is things like lines of credit move up a bit, variable rate mortgage rates will move up as well.
Linda Sims
They want to ensure they will get their money back, and that if a borrower defaults on the mortgage, [they] will be able to sell the property and recoup their losses that way.
Melanie Bien
It's like a 20-year mortgage. We have the opportunity to borrow again.
Stanley Earley
Our mortgage rates will skyrocket.
Chet Edwards
Mortgage lending is an opportunistic business and when business declines, the instinct is to consolidate to become more efficient, and that is what we are seeing.
Celia Chen
In addition, when the index was created in 1981 the typical lending criteria, assumptions and mortgage instruments were considerably different from what they are today.
Walt Molony
There are issues clearly in the property investment club area but they have not flowed through into the buy-to-let and main residential mortgage market.
John Heron
The land is usually the considerable part of the expense in buying the home. All the employees would have to do is have a mortgage for the cost of the home.
Marilyn Robinson
Are the result of many factors, including low mortgage interest rates and the apparent impact of speculative investing.
Patrick Lawler
The child was left unattended in a vehicle while parents were inside a mortgage company.
Roy Rutland
Individual mortgage is a key cash cow for lenders' retail business. That's why they are gearing up to offer more services to attract clients.
Qiu Zhicheng
I've been told it's going to be a lot harder after today to keep it. My mortgage company could give me a foreclosure notice any day now.
Joe Cavallaro
Money always comes last. Even though money is crucial you can?t be driven by your overhead - the mortgage, car - but it?s not about chucking it all. Sometimes living what you love is just living simpler.
Melinda Blanchard
He replied someone might say he should get fired and he has a mortgage to pay.
Carrie Cunningham
Behind these monthly fluctuations, mortgage lending is on a stable trend, though not as high as 2004 levels.
David Dooks
There is no reason to say that the home mortgage interest deduction has any impact on homeownership rates.
Mike Jerman
I counsel anyone who asks me, they ought to get out of their adjustable-rate mortgage now if they're going to live in their house for more than three or four years.
Christopher Davis
Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side.
Brian Brennan
It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage.
John Porter
Lending to businesses became the flavor of the month about 18 months ago. It's a direct consequence of heightened competition in the industry after mortgage lending slowed.
Paul Dowling
Compared to the 30-year fixed mortgage, the 40-year fixed mortgage offers monthly loan payments that would be less than a 30-year mortgage on the same house.
Theresa Parker
That is, their combined mortgage debts exceeded their home values by more than 10 percent.
Christopher Cagan
That could affect your rating anywhere from 20 to 60 points. And that in turn, could affect if you get a 6 percent mortgage or a 5 percent mortgage.
James Lucas
The decline in the portfolio reflects diminished investment opportunities amidst continued strong competition for mortgage assets.
Janis Smith
To get the most use of your money, ... it makes very little sense (to pay off a mortgage early) if you have a low interest rate.
David Block
Rightly or wrongly, most Americans look at mortgage equity withdrawal as the closest thing to a free lunch.
Paul Mcculley
The tax breaks are significant. The government is subsidizing your mortgage and property taxes.
David Block
The national financial providers -- the Merrill Lynches, the Fidelities, the credit-card companies, the mortgage specialists -- they're all eating (banks') lunch.
Robert Albertson
We're at a pretty difficult time for the mortgage industry.
Stephen Rotella
What I do for people is I look at the weighted average of what their mortgage rate is.
Bob Moulton
These cards can really help you pay off your mortgage.
Curtis Arnold
If you get home at 9 p.m. and you try to call your broker, is he going to be there? I don't think so. But your computer will be. It doesn't have a mortgage and it doesn't need to sleep.
Matt Andresen
Home buyers must be absolutely sure they can afford the mortgage even if they lose the investment. You must ask: 'Can I afford this mortgage based on my salary or my income?' Just because the bank gave you bad advice and encouraged you do something foolish doesn't mean you should put yourself in that position.
John Vogel
We had solid, broad-based and, in many businesses, accelerating revenue growth, with revenue in businesses other than home mortgage up a combined 17 per cent from a year ago.
Howard Atkins
That is a joke. You are not going to negotiate with these mortgage companies to reduce those mortgages.
Carol Johnson
Adding core mortgage relationships.
Kerry Killinger
The advantage of an ARM over a fixed-rate mortgage has largely been taken away given that the yields are [almost] equal.
Jim Fowler
People may start buying before it (the mortgage rate) goes up any more.
Brenda Binczewski
Bear in mind that you'll have to pay slightly higher mortgage insurance premiums for FHA (loans). But, the good news is that FHA recently lowered these premiums.
N'ann Harp
A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live there.
Andrew B. Crocker
The record lows in mortgage interest rates naturally drew buyers into the market, with many more jumping in when interest rates began to rise.
Walt Mcdonald
I was just looking for some old maps the other day and I found where the mortgage was paid off in 1919.
Paul Cummings
The proposal is extremely complex and has far-reaching consequences for our members, as well as for the nation's mortgage markets.
Janet Frank
Let's say your mortgage is $1,000 a month and you found an apartment at $1,200 a month. Allstate will pay you the difference between the mortgage and the rent, which is $200.
Joe Mccormick
The onset of 2005 bodes well for the housing industry. Long-term mortgage rates are currently below six percent.
Amy Crews Cutts
If there is any non-payment on the mortgage, it gives us the ability to go after the melt shop. It offers us a little bit more security.
Mayor Damian Goulbourne
If you had told me that Alberto Gonzalez would make two errors in the first inning, I'd have bet my mortgage against it.
Mark Haley
The drop in mortgage interest rates is offsetting higher home prices, so housing affordability conditions are remaining fairly even.
Martin Edwards
This was our fourth home. It's not as if we weren't aware, but we'd never had an adjustable-rate mortgage before.
Cassandra Wilson
For example, a restaurant would have a much lower bid than, say, a mortgage company....
Robyn Rose
You cannot manage a property from 6,000 miles away. The rent only covered half the mortgage and we only got that one out of every two months, on average.
Jim Elliott
Maybe the best has gone from the mortgage sector and perhaps more cyclical and business-oriented banks are better places to be.
Stephen Ford
Maybe making an extra mortgage payment -- that's a great idea.
Ted Hughes
I like individuals to use a home equity line of credit as opposed to a home equity loan, or second mortgage. The advantage of an equity line of credit is that you don't pay interest on anything other than what you use. You could have a $20,000 line of credit, but if you only borrowed $5,000 you'll only owe interest on that.
Dennis Means
Worm or beetle -- drought or tempest -- on a farmer's land may fall,Each is loaded full o' ruin, but a mortgage beats 'em all.
Will Carleton
This acquisition is a logical step in continuing our effort to build out our mortgage business and its increase fee income without acquiring additional mortgage servicing rights.
Kerry Killinger
Actually I have a mortgage and I pay rent. My son, my ex-wife and her boyfriend live in my house and I rent an apartment.
Nick Naylor
It used to be just the additional cost of the mortgage that you looked at. Now, you are going to have multiples of costs associated with that move. Now it's the additional cost of homeowner's insurance, windstorm insurance and your tax increase.
Blair Glenn
A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card.
Allen Fishbein
You're not financing the mortgage insurance and you build equity faster.
George Fox
The development community doesn't pay that fee. The real estate agent doesn't pay that fee. The person that pays that fee is the person buying that house. They have to borrow more money (through their mortgage) to finance local government.
Paul Cross
The momentum in the economy and job market, combined with mortgage rates that remain near generational lows, continues to provide a solid backdrop for housing.
Mike Englund
Demonstrating the benefit of our diversified business model, most of our consumer business showed strong growth this quarter and helped to offset the decline at Home Mortgage.
John Stumpf
While the February mortgage lending and approval data are relatively healthy, there are hints that housing market activity could be starting to lose momentum after several months of improvement.
Howard Archer
The changes we're making will help ensure the long-term competitiveness of our mortgage businesses.
Mark Ernst
The proposal would limit your ability to get any tax break for the mortgage interest you pay. Economists are estimating that this would drop house values by 15 to 20 percent.
Jerry Howard
With rates as low as they are people can cut years off the mortgage for the same monthly payment.
Keith Gumbinger
I have no money coming in either. I'm a single parent. I have a mortgage. If I can make it, those people should be able to make it.
David O'donnell
The money from the land sale pays my mortgage. I know other people who are doing the same thing.
Sharon Reader
The inversion is not a positive for mortgage bonds and is one of main things on people's minds right now.
Scott Kirby
These temporary measures do not affect Freddie Mac's guarantee on its mortgage participation certificates.
Richard Syron
The flip side is that mortgage interest rates are now in decline, which will give the market a little more confidence as the year unfurls.
Howard Morley
That's not going to pay a mortgage, send your child to college and help someone get their life back on track.
Madelyn Flannagan
If this guy walks into a bank with this background, they're not going to give him any kind of money. It looks like someone just used this man's name to get mortgage loans.
Don Russell
I provided references from my bank, my mortgage and my job contract. I had to buy a car and put 35 percent down.
Andrew Stuart
I just would like to know what's going to happen to my mortgage.
Karen Currier
GMAC allows you to choose the level of rental cover required - its standard is 125 per cent of the mortgage interest, but if you pay a higher arrangement fee, you can get that down to just 100 per cent.
James Cotton
Don't let the temptation of deductible mortgage interest steer you away from paying down your mortgage.
Marc Freedman
She's rooting for me. Last time I checked, I pay the mortgage.
John Baxter
If you get term insurance, you can always convert it to permanent protection later on, if [you] have a mortgage or kids to think about.
Doug Flynn
The continued price increases are a result of many factors including low mortgage interest rates and the apparent impact of speculative investing.
Patrick Lawler
For the last couple of months, I've been contacting clients and giving them that opportunity. You're getting much more bang for your buck doing a fixed-rate mortgage than doing an adjustable-rate mortgage.
Gary Akright
You still have to pay your mortgage, even if you can't live in your home.
Don Griffin
Mortgage rates may inch up, but I don't see them getting back up to 8, 9 or 10 percent for a long time.
Brad Monroe
Housing is as strong as ever, and the mortgage business is as good as ever.
Christopher Low
This oil-induced crisis from Katrina is going to be good for housing, ... Mortgage rates are headed lower, and that's going to support the housing market. It will help with refinancing activity and construction.
John Herrmann
Mortgage approvals are also clearly above their average for the last decade of 100,00 strengthening the argument that the housing market in 2006 will see the first rise in activity since 2002, after three consecutive years of decline.
David Stubbs
It was too technical. I'm a mortgage banker and even the mortgage information was hard to understand. It was not the general information that you need.
Bo Apostolache
I can buy a house without a mortgage. I can have a car without a car payment. I'm so relieved.
Martha Babson
Considering most forecasts projected mortgage interest rates to gradually rise, this could keep the housing market from taking as much of a breather as we have anticipated.
Walt Mcdonald
Pay the mortgage off last.
Evan Snapper
We have contacts in major cities with mortgage brokers. If we have leads that come in through our Web site, right now we just call the brokers. We're smack dab in the middle of creating a lead generation engine.
Eric Gorrell
Kenny's family is so poor that yesterday, they had to put their cardboard box up for a second mortgage.
Eric Cartman
If you factor in a slowing economy the number would be larger. The ultimate decider of whether you can make your mortgage payment or not is your job.
Edward Leamer
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