We have to make sure that one or two storms are not going to wipe out the company.

Let's say your mortgage is $1,000 a month and you found an apartment at $1,200 a month. Allstate will pay you the difference between the mortgage and the rent, which is $200.

It's probably more than we needed.

We maintain that our rates are competitive and reasonable and appropriate for the risk in Texas.

For now just stage them, and we'll arrange them when we get the map.