"John Heron" (born 1928) is a pioneer in the creation of a participatory research method in the social sciences, called co-operative inquiry, which was based on his work in 1968-69 on the phenomenology of social encounter, and which has been applied by practitioners in many fields of professional and personal development. He is committed to the process of co-operative inquiry, in whatever field it is applied, as a basic form of relational and participative spiritual practice.

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When looking at the private rented sector, it's important to remember that landlords are running a business in which customer demand is key. If individuals, couples or families need homes in a particular area, landlords are likely to respond to meet that demand.

There are issues clearly in the property investment club area but they have not flowed through into the buy-to-let and main residential mortgage market.

With good returns on their lettings businesses and strong levels of capital appreciation over the past year, landlords continue to benefit from good overall returns — taking into account both rental income and capital appreciation. Overall returns have now reached 22%, up from 21% last month and a low of 18% in April this year.

September is a busy time in the rentals market with many people starting new jobs and the new academic year starting in universities and colleges.