Almost anyone can become a homeowner today. So, don't feel that you have to rush into the first deal you're offered. Consider all of the factors. Ask questions and take your time.

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Bear in mind that you'll have to pay slightly higher mortgage insurance premiums for FHA (loans). But, the good news is that FHA recently lowered these premiums.

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Second home purchase can be a rewarding way to spend relaxing time with family and friends. If the costs, deductions and income tax changes brought about by owning a second home are a benefit or at least not a burden, the pleasures are even greater.

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Some things go as planned in the construction project. Some don't. And it's the some that don't [that] are the real test in the life of a full-time or a one-time general contractor.

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A lot of utilities have loan financing programs because air conditioners, from their perspective, are a big energy drain during the summer. The utilities are very motivated.

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