But those that need affordable health care most can't afford to invest. More than half of those already enrolled in these plans have not put any money in their health savings account.

At a time when 6.5 million Californians cannot afford their health care and millions more are underinsured, it is obscene to allow executives to feed at the trough of huge cash and stock payouts.

If the pill looks any differently than you are normally used to seeing it, different shape, different color, take it to a pharmacist.

The conception of the idea is there, but the devil is going to be in the details.

What the HMOs can't explain is why premiums are increasing twice as fast as hospital and physician costs.

HMOs and insurers pumping up their coffers at the detriment to seniors is a blight on the Medicare prescription drug benefit and is the last straw of their looting and pillaging of health care.

When Wall Street analysts talk about efficiencies, they're talking about more money for HMO profits, not better care.