We frankly have given up on this stock, ... This is the second time around and we think it is going to take a long time for this stock to repair itself.

204

Has built a good junk-bond business, but they have no equity capacity whatsoever -- and they've got to get it. They know they have to get it, the question is, 'When and how?'

203

The earnings for the banking industry have generally been pretty good, ... We've had more pleasant surprises than we expected -- we anticipated a relatively dull quarter.

100