This type of in-depth, professional help is very rare. It's not available for many other complex choices, such as selecting the right Medicare prescription drug plan. Where else can you talk with an impartial, seasoned specialist and quickly learn which carriers and benefits are most advantageous in your case?

A wonderful new legal foundation has been laid. Now specific programs need to be constructed by the governors and state legislatures. Hopefully programs like New York's will spring up everywhere.

As 77 million baby boomers start retiring, this industry is going to explode. LTCFP is exploding already, ahead of the curve.