Independently owned businesses drive Charlotte's economy. And for too long this so-called small-business sector has been an afterthought in the financial scheme of things. The needs of independently owned companies and professional firms are at the heart of everything we do.

We are very pleased to have obtained our ticker symbol so early after formation of the Bank. Having a market maker allows our staff to focus completely on banking and our clients' needs without the distraction of handling stock transactions.

We are very pleased with the growth and the way we are being received in the business community. We feel our 5 o'clock cut-off for deposits, state of the art technology, and outstanding Board and staff all contributed to our success.