These warranty mills can turn a claim involving a $15,000 car into a lawsuit with an estimated value between $70,000 and $100,000, if not more. They're very fact-dependent. The proof requirements are very lean. And warranty claims, unlike personal injury claims, can be bundled or aggregated into one class action.

The reality is the stakes are very high. If your industry is targeted or your company is sued in a class action, your legal costs will soar.

Critically, there has been an explosion in warranty litigation in the last five years. In Atlanta alone, as an example, in 2000 we had less than 50 warranty lawsuits filed in the courts. Today there are literally thousands of them.