It means business as usual plus a little more of a push at expansion.

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We also expect to be a lot more aggressive about marketing.

174

That money doesn't only apply to employees who might be leaving. We'll use some of that money to get some employees to help us create value in the future.

148

The big money in the banking business is in collecting retail deposits. They ebb and flow with the interest rate cycles but always provide a deep cushion of money you can use to invest.

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