We certainly don't need a reduction in rates and there are signals, like retail and trade, that show us the economy is going to rebound in the first part of the year.

The majority of the houses were built during her tenure, and she did nothing to improve the infrastructure. Now we have a plan. These new houses are going to make up for decades of neglect down there.

There's no need for a change in interest rates at the moment, but I suspect the next move will be up, probably in the second half of 2006.