We think management is doing the right thing with its significant balance sheet restructuring in light of the current interest rate environment. However, the core earnings run rate has come down significantly, and the company remains spread dependent.

In a way, this is giving these kids' poems to the wind.

The first thing he said was, 'Call and cancel my haircut appointment,' ... Then he told me the phone number.

They were so beautifully painted and unique.

Overall, trends look good and in line with expectations. We were pleasantly surprised to see expenses decline on a linked quarter basis. Also, it appears that deposit growth accelerated in the final month of the quarter.

It will allow the company to replace some amount of securities with auto loans, funded by deposits, which should help returns.

My daughter's not here, she's with her team, but I needed to kill some time and I know a couple of these girls. I enjoy seeing how the girls do.

My brother is very sick.

Minnesotans love summer, they love their lakes, and they love virtually every type of water recreation. We're thrilled that this love of the outdoors ¬- and our good weather throughout the show - translated to a successful show.