Our performance over the long-term will be driven by a disciplined focus on growing our core businesses, improving our cost competitiveness, and maintaining the strength of our balance sheet. By focusing on these priorities and staying focused on client relationships, we will be well positioned to deliver stable, sustainable performance over the long term.

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We made solid progress during the quarter against our key priorities of maintaining and building business strength, improving productivity and balance sheet strength. Continuing to deliver against these priorities will allow us to position CIBC for consistent, sustainable performance over the long term.

185