Preliminary research-most of it published outside the medical literature-indicates that a significant number of our patients have experienced some form of violence and abuse during their lifetime, including elder abuse, child abuse, gang-related violence, sexual abuse, and domestic violence.
The question that comes to my mind is, how much of a deterrent is it?
Prudently underwritten alternative mortgage products have also allowed some borrowers who might otherwise have been precluded from participating in the housing market to purchase homes.
Everyone else is tweaking and here I come in and I have to start from scratch. If we don't get me up to speed then the show can't go up, and everyone is focused on the show.
But scores are but one factor.
We just couldn't get anything doing offensively in the first half. When we extended our defense to try to make something happen, we gave up some easy buckets.
Certainly, I think it's a step in the right direction and I'm glad to see it.