We recognize people have a choice in selecting a lender and, year after year, homebuyers and homeowners make a choice to get their mortgage from Wells Fargo. We think it is a true sign of confidence that consumers choose to work directly with us, and it's also due to the outstanding relationships we maintain with our Realtors(R), builders, and other clients.

We want the essays written for the Take The Challenge contest to inspire others on the road to a home purchase. This is a great way for both renters and current homeowners to publicly express how owning a home can make a difference in their lives.