That has to start now.

We need to show them they should have taken us.

I get home about 9:30 every night, ... But it could be a lot worse. I could not have come here to South Oak Cliff.

If you could invest in a tax-deferred account such as an IRA or 401(k), the pretax rate of return would be equal to or greater than the post-tax cost of the mortgage.

I'm still glad we are here.

For far-sighted people who have self-control (to save elsewhere), it probably makes sense not to repay their mortgage.