The lowest actual sales numbers for the year are almost always in January or February. That's because these are the sales negotiated around the holidays.

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In addition, when the index was created in 1981 the typical lending criteria, assumptions and mortgage instruments were considerably different from what they are today.

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Agents who list property in the Multiple Listing Service agree to share commissions if other agents bring a seller to the table. Unless the agent has a buyer's agreement with you, the agent may be working as a sub-agent of the seller and obligated to get the highest price for the seller.

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