"Victor Lindsay Arbuthnot Campbell" Distinguished Service Order/DSO & Bar, Order of the British Empire/OBE, was a British sailor and renowned explorer.

More Victor Campbell on Wikipedia.

We look smarter than we probably really are, but it was good timing.

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Sure, some investors would love to see us have no charity care, but in this business that is something that we need to do. We need to set the standard.

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I'll let what he said at the conference speak for itself.

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