All around, it's a good thing. She gets to get out and meet even more children who have the same disabilities and abilities.

As young adults take the first steps into the real world, they need to consider the financial impact of an illness or accident. Medical bills can pile up quickly without the added protection of health benefits. For example, a college grad could spend more than $8,000 to visit the emergency room with a broken arm. With insurance coverage, you are likely to spend only a few hundred dollars.

She loves to do this. She's been so excited about it for the last three weeks.