They don't need to sign up right away. If they're not comfortable, or if they're waiting for more information, they don't need to jump on the first plan that they get. Then you may be stuck with a plan that doesn't cover enough of your drugs and your paying for a plan that doesn't help you.

We want each person to have the best coverage we can find for them. We don't want seniors to make do, we want Seniors to have the best coverage possible.

They would want to pick a plan that covers the majority of their drugs, they want to make sure the most expensive drugs that they take are also covered.

Unless the spouse takes the very same drugs, they may end up being on two separate plans because one plan would work better for one, and another would work better for the other.