Should these conditions prevail in the rest of this year, it will be a challenge to equal the record profits of 2000.

Given the economic uncertainties, it is difficult to predict how the remainder of the year will transpire.

We are happy it's over.

This systematic focus on maximizing shareholder value implies a major top-down change in the bank's corporate culture.

Further improving our compliance is the highest priority of the bank.

These are sound results, but we know we can do even better in the future, ... The revised strategy and new structure for the bank that we announced at the end of May will give us the focus and managerial accountability we need to further increase profitability in the coming years.

The group's performance in the first nine months of the year was good and was underpinned by strong organic growth of our consumer and commercial client revenues in our mid-market franchises in Brazil, North America, the Netherlands and Asia.

You can safely take that any legal procedures will be stopped.

The Netherlands is really a mature market.