"Richard Fairbank " is an American businessman who founded Capital One with Nigel Morris in 1988, and is its Chairman and CEO. He also serves on the board of directors of MasterCard/MasterCard International, and is the Chairman of MasterCard International's U.S. Region Board of Directors. He is a member of the Stanford Business School Advisory Council, the Financial Services Roundtable, and the board of directors of the BITS Technology Forum.

Fairbank has been awarded Washingtonian (magazine)/Washingtonian’s "Business Leader of the Year", Worth (magazine)/Worth’s list of the top 10 CEOs and "50 Best CEOs", Future Banker’s list of "influential personalities in financial services", Credit Card Management’s "Entrepreneur of the Year"; and Gartner/The Gartner Group’s "Excellence in Technology."

More Richard Fairbank on Wikipedia.

Capital One is already one of the nation's leaders in small business lending, and North Fork has a strong and growing small business franchise. With this transaction, we can accelerate growth in this attractive and profitable market and bring a full spectrum of banking services to small business customers through multiple channels.

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North Fork provides us with a proven franchise and a strong growth platform in the largest banking market in America.

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