People might not need a loan, but they need a savings account, and then they can build credit for the first time.

He thinks it's important for Latin America to build and repair infrastructure because the region either doesn't have it or its nowhere near what they have in the United States or Europe.

If Canada wants to promote the use of renewable energy resources, it will try to influence projects while they're still in the pipeline rather than once they are already completed. It's a more effective way of using limited grant resources.