We will follow federal guidelines on calculating casualty loss.

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The software walks you through it. If you put in an address in Harrison County, it will ask you if you had any losses due to the storm.

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That's a very simple version of how you calculate casualty loss. One reason it's taking some people so long is that information is difficult to compile.

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The difference in ink colors is very important because we have equipment that reads the forms differently.

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