Everyone wants to solve the problem. Certainly the employer community is right there -- the employer community is paying the bill of having the highest healthcare costs in the country. But let's not make a mistake that will endanger local employers.

There is no question that overall sales amounts are going to rival the weekend before Christmas and a lot of stores are going to do better than that. You're getting people into the stores at a time when they don't normally shop, they don't normally spend money.

There are still a ton of mom-and-pops out there that come up with new ideas and new niches.