"Jennifer Openshaw" is CEO of Family Financial Network, which provides objective financial planning and tools to families and individuals. She is the author of The Millionaire Zone (2007) and What's Your Net Worth? (2001). The latter was turned into a public television show.

More Jennifer Openshaw on Wikipedia.

My extensive experience and success providing families with sound financial advice and planning will give AOL users the background and tools to effectively manage their household finances. The monthly Rags to Riches column will show you how real people have done extraordinary things to get financially secure.

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What better gratification than seeing that you allowed someone to carry on with their lives, that you made a difference.

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Today, if you ask, you may be the next out the door in the next layoffs.

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What we're seeing right now is a dangerous combination of higher costs, lower confidence and a still shaky employment outlook.

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