They don't need it. Most of the time they ask for it because at one point in time, it was a common thing to do. Back in the '70s, Social Security numbers were often used as ID numbers. Now, it's not as common. Anyone who gets access to that number can rip off your identity.

Illinois will be the second state to have it and that is incredibly important as far was we are concerned.

Either a small business that doesn't realize what they should be doing or it's an entity that's just starting up and they haven't considered all the ramifications of what they're doing.

Most of the time, they're doing marketing surveys. Like, we sell more batteries in this ZIP code, so we'll stock more at this store. It's not really a bad thing. Where it becomes a problem is when they carry it a little further.

A retailer lost control of their data and that info has gotten out there.

They're only monitoring one report and you need to see the reports for all three to know exactly what's going on.

Some people feel extremely violated.

There is absolutely no limit to the ingenuity of the people doing these schemes.

All the information someone would need to steal your identity. Sometimes, being organized is a little too organized.