Aberdeen's key strength is its Asian equities team. Hugh Young has one of the most consistently strong investment track records among his peers and the quality and stability of his team is unrivalled.
It's going to be tough year. Loans are slowing, and it is a more competitive market in various areas like mortgages.
Economies are still growing faster in Asia-Pacific than they are elsewhere in the world, and one of the giants of Asia- Pacific, Japan, shows signs of recovery, which will be a big help.
We tend to prefer focused businesses and then have a selection of them, creating our own conglomerate, if you like. Within a conglomerate, it's always a bit hard to be on top of everything.
It's a change of generation. The older generation here said, 'Over my dead body.' Now it's coming in with the young generation.
Option money, the cost of being at what could be a very profitable table.
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