Credit cards are certainly not a ubiquitous payment system, but mobile phones are. We are monetizing it, both through the Internet and your mobile phone.

164

If you're on a beach and a 300-foot wave is coming, that message better get there. I'm not sure the industry is ready to guarantee 100% that you're going to get that alert on your phone. So there's some unwillingness to take responsibility.

154

Getting someone to do your dirty work for you is very popular. This club has really become like a support group for fibbers.

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