What we went through is exactly the same as what you're facing. It's just more widespread there. Ivan hit three counties here and Katrina hit three states there.

Like with any other program, they're already detecting fraud, with people coming back two and three times.

Attempted to intimidate or harass the owner, her business and her husband.

This means I did not violate any ethics, but further, there was no responsible basis to think ... I hope the commission ruling will begin to repair the damage done by these unfounded charges. It's been a chapter in my family's life that we would like to put behind us.

It's all about recovery, reconstruction and new construction. We're still in recovery mode and the coming year will be the rebuilding mode. Right now, housing is our biggest concern. There's just no outlet for affordable housing.