No one looked at that stuff, ... They didn't invest based on those documents. They wanted to invest in KL because everybody else was investing in KL. Why not get in?

It took a little longer because it was a recovery rather than a rescue.

There's an epidemic of foreclosures. We're getting a steady stream of referrals of people who are looking for any option to save their home.

I kind of feel that the winner will probably establish himself the first day with a top-10 (finish). I really think the most important thing is getting off to a fast start right out of the box.

It didn't hit me that it was a murder.

Florida bass react more to cold fronts than their northern cousins. They just shut down. When the Punch Craw comes through a floating mat, it goes by the bass in a hurry. They don't have time to think about it, so they just eat it.

I think what shocks some consumers is the degree to which the purchasing lender is making unilateral changes to terms that they weren't aware could be changed.