I understand much better now where these people are coming from. If anybody can do it, then obviously eventually they are going to lose money.

The purpose of today's program is to cast sunlight on a issue that is currently in need of sunlight.

I don't want to sound like a smart aleck, but $4,000 might as well be a $1 million. We are budgeted. We have a fixed income. I don't have even an extra $250 a month.