All the funds are commingled, and you get your percentage of the increase.

If someone wants to leave something in their will, and they want to leave it to at-risk youth, for example, we can find an organization to support.

We had $21,000 in funds at the end of 2002, and we had $392,000 at the end of 2005. And the grants that we've made have grown from $500 in 2002 to $190,000 in 2005.

Half of the grants in 2005 went to organizations in our area. We've also created what we call a 'Now and Forever Fund.' This is a permanent endowment to support area nonprofits.