You've got to raise money when you think you can get it, not when you need it. If you wait till you need it, your bargaining power is less and it's no fun.

If you're a healthy 25-year-old male, why wouldn't you get a lower premium plan?

Avalon will provide first class customer service, as every Avalon member, employer or producer will be connected to a live voice at all times, and not be subjected to an automatic telephonic prompt system. By keeping people connected, Avalon answers questions quickly and rectifies problems the first time, creating a more efficient and consumer friendly experience.

Because we've had the opportunity to develop a plan and approach from scratch Avalon asked insurance professionals, employers and potential members what they want in their health plan. From their point of view, we've created a consumer-focused model for the future.