Getting a degree costs about $60,000, depending on the student's lifestyle. It's a big investment, and finding that money can't begin too soon.

That's the elite of the elite. Only the top 10 percent take the test and he was in the top five percent of those.

The last 30 minutes, I will cover local issues, what financial help is available in Payson and the best ways to apply for help. This isn't just for college-bound students, it's also for those going on to vocational and technical schools.