They're cashing in their IRAs because they need money and they're out of work, ... Actors in the beginning are usually unaware that they're not immortal and will never get old. But by the time they're in their 30s, they begin to understand that the future is going to require they pay some attention.

Actors don't do a good job worrying about their finances. It's difficult because you do not work consistently week after week. You may be very well paid for a job that lasts 10 weeks. Then you're unemployed and you haven't put any money aside.

Actors are becoming smarter about retirement than they were five years ago.

Because that's the thing they sell.

Making it big ? there are happy stories about that. And there are sad stories.