A lot of people went into retirement with pension funds and stock market investments that they thought would serve them toward the end. They've been in for some pretty rude awakenings.

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A lot of people thought they were secure. Then, lo and behold, the pension plans go under, the market takes a downturn, and they're forced to look at their house as a more liquid asset.

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It can cost over $15,000 to take out one of these loans.

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We used to joke that more stories were written about reverse mortgages than loans originated.

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