One of the main objectives is to make them successful from this point forward, whether they file or not.

It feels wonderful to be here. We had to drive in from Baton Rouge for it, but it's still our hometown team.

We don't encourage or discourage. We're just here to give them the facts. We don't pre-qualify them.

We'll go over the qualifications of filing for bankruptcy and the difference between Chapter 7 and Chapter 13, the means test, the advantages and disadvantages, the pitfalls of filing, what's exempt and nonexempt.