You should choose the same funds that you would invest in for yourself - if anything you can take more risk on behalf of children as the investment is over a longer term.

193

Getting the mortgage sorted is the top priority. His options are to change to a repayment mortgage or to start a savings plan such as an ISA, to cover the mortgage capital when it falls due.

150

He is in a relatively decent position, with a good salary, not much debt apart from the mortgage and still under the age of 30.

147

They are more risky than your average equity fund. Investments like these you need to hold for at least a decade.

86