We do commit to setting up the first insurance company initiated by a bank. But it is very hard to say when the company can be open for business.

Our initiated shareholders may also have some changes.

We have this intention in the long-term, but at present we don't have any concrete plan.

The measures we made for our 1.16 million pupils is to show our determination of relieving the burden on the children.

So we think it is necessary to make our messages clear and loud.