It's just not if you have a favorable credit score. Many factors will affect the rates that are quoted, but sometimes the person on the phone won't tell you that. Much of this business is rate-driven, but I think that most people are looking for a competitive rate with top service, and we offer that.

I like the opportunities that a sales profession offers. I have the capacity to work hard and truly feel that I'm self-employed even though I have a great company behind me.