I believe that we're headed for a great year. And this year we really want to live up to our slogan: A Marathon for Everyone.

I'm working every day to pick up on it. The better I get, the better the offense gets. You don't like to say everything is put on the quarterback, but if I throw good balls, our receivers are going to make good catches.

There is an increasing willingness to take every expense short of salary and call it non-recurring.

It's just more comfortable to watch the games at home. Those seats can be pretty cramped for a big guy.

For most banks, it's a flat out non-issue.

We think there is real reason to be cautious here only because the magnitude of this merger is just far beyond anything we've seen in many, many years.

Everybody can entirely write off their exposure to Russia and this quarter earnings would suffer, but that would be the end of it and things will keep chugging along. It's not just Russia. They are exposed to Asia and Latin America. Pick you debacle.

Citigroup looks likely to continue to benefit from the benign interest rate outlook, global economic expansion and the markets liquidity premium.

Today is just a microcosm of what we've been seeing in the past week and a half and that's meeting or beating expectations, coming in with year-over-year earnings growth of around 12 percent.