You need to ask yourself: Where can I make the cuts so I can save more? You need to ask yourself: Why in the world don't I have more money to save?

185

We have a much higher weighting in technology now than we did in the beginning of 2000. We play in areas where there is negativity.

111

Look at the numbers and the psychology of debt in retirement. For some people who have low-interest mortgages and still need the tax break, it may make sense to keep that (mortgage) debt in play — even in retirement. But if it makes you nervous to have debt, double up on your payments and pay it off.

100