You certainly should be complimented on how much you have accomplished in such a short period of time.
Many people are not planning. Maybe they are saving some money, but how do they define what is enough. Most people would like to save more, so why aren't they saving more?
People spend first and save later and no one is successful doing it that way.
The dollar you put away at age 25 is more important than the dollar you put away at 50.
What matters is, number one, establishing a goal, number two, establishing a strategy that helps you reach those goals, and, number three, not changing that strategy based on the noise going on in the market, which is best left to the short-term trader.
Once you get beyond the competency issue, you get into the area of personality. You're establishing what should be a long-term relationship.
We are going to be remembered forever. That's pretty cool.
Beating the market is not a goal in my mind. Having enough money to retire and not running out of money, perhaps leaving a legacy or funding some charities; that is.
Walking into a planner's office and saying you want to beat the S&P 500 (index) isn't a goal.
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