In effect, the same kind of methodology or technology that was developed about 25 years ago is being employed today in a wide variety of the financial spectrum.

We thought it would have significance for practice but nothing of the magnitude that's occurred over the last 20 or so years.

The benefit would be access to public capital markets so it can take on new products and markets. The disadvantage is an additional layer of responsibility and reporting.

The moral mandate to achieve success exerts pressure to succeed by fair means, if possible, and by foul means, if necessary.