There's always a disclaimer that says these have not been proven to be true. And, you can always have a different result than what we're advertising. That should be a real warning flag for people to realize that maybe everything here is not all it's cracked up to be.

People have no idea who they're dealing with. They're responding to an e-mail that could literally be coming from anywhere around the world, despite what the story may say.

Once I had that information, she knew nothing about me or how to contact me and I had everything I needed to steal her identity.

Whatever is the most important to you needs to be very specific, laid out in writing in the contract at the time you sign that contract.

This is definitely one of those areas where it's buyer beware. And, probably more than any other product I've talked about in a long time, this is really buyer beware.